For all individuals using Hubsplit.com, it is of utmost importance to understand our stance on liability insurance:

1. No Provision of Liability Insurance: Hubsplit.com does not currently provide any form of liability insurance. Any coverage, protection, or insurance you seek will need to be sourced independently.

2. Responsibility of Renters, Owners, and Guests: If you are a renter, owner, guest, or any other user of the Hubsplit platform, it is your sole responsibility to:

• Ensure you have adequate insurance coverage that suits your specific needs.
• Ensure you understand the terms, conditions, limitations, and exclusions of any insurance policy you hold.
• Update and review your insurance policy periodically to ensure continuous and comprehensive coverage.

3. Hubsplit Holds No Liability: All users of Hubsplit.com agree to indemnify and hold harmless Hubsplit.com, its owners, investors, employees, and any associated parties from any claims, damages, losses, or expenses that arise during or are related to the use of the platform. This includes, but is not limited to, potential damages to properties, personal injuries, or any other liability-related issues.

4. Recommendations:

• Before listing or booking a property on Hubsplit.com, both hosts and guests are encouraged to consult with their insurance advisor or agent to ensure they have the appropriate coverage.
• Familiarize yourself with the insurance requirements of your locality or country as they may differ.

Conclusion:

Safety, security, and peace of mind are paramount. While Hubsplit.com facilitates connections between hosts and guests, it is essential that each party takes the necessary steps to protect themselves and their property. Proactively addressing insurance needs can prevent unexpected challenges down the road. Always prioritize your safety and security, and stay informed about your responsibilities and rights as a user of Hubsplit.com.